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30 Year Fixed Rate Mortgage Ties Record Low...
 

1-18-09 The Federal Reserve is believed to be behind the two month decline in mortgage rates. However, Fannie Mae is raising fees on some borrowers. The fee increase could push some borrowers to FHA.

Welcome to the federalized mortgage industry, where rates are low but everyone does whatever they want.

The 30-year fixed-rate mortgage fell 5 basis points to 5.28 percent, according to a national survey of lenders. The mortgages in the latest survey had an average total of 0.42 discount and origination points. One year ago, the mortgage index was 5.75 percent; four weeks ago, it was 5.42 percent.

The 15-year fixed-rate mortgage went in the opposite direction rising to 4.89 percent. The 5/1 adjustable rate mortgage dropped to 5.51 percent.

 

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 Dream Home Financing is a marketing company that provides mortgage related information. Dream Home Financing does not arrange for or originate loans. The request quote and quick application pages, when completed will be sent to third party lenders for consideration.

 

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